Joan Jensen, president and CEO of Central Credit Union of Illinois came into our ABC7 studio to share tips.
Joan's Healthcare Tips
Review & Understand Your Policy
Free 24-hour Hotline?
1. Pick the Right Provider
In Network
Alternate Facilities: charges for certain procedures can vary by location
After-Hours Care
Urgent Care Facility vs. ER: insurance companies usually require higher co-pays when you go to the emergency room
2. Prescriptions/Medications
Generic Drugs
Chain Stores
Mail-Order Pharmacies
3. Prevention
Health Screenings
www.healthcare.gov
Review Medicare's New Benefits
Chronic Diseases: Savings Programs?
4. How You Pay Matters
Cash Discounts
Tax Breaks w/ Flexible Spending
Health Savings Accounts
/www.healthcarebluebook.com