ABC7 Consumer Investigator Jason Knowles looked into how to alleviate those account annoyances.
According to BankRate.com, it's important to ask about monthly and ATM fees before opening a checking account.
You really want to watch out for overdraft fees. You can avoid them by linking a savings account to a checking account.
Also, consider getting real-time spending alerts. These are text messages sent to your mobile device that tell you what you are spending out of your checking account at all times.