Health Care Tips

October 21, 2012 7:08:17 AM PDT
Healthcare is a hot-button political issue these days, and the rising costs of healthcare are a big concern to many families. So, how can you find the best possible care at the lowest cost?

Joan Jensen, president and CEO of Central Credit Union of Illinois came into our ABC7 studio to share tips.

Joan's Healthcare Tips
Review & Understand Your Policy
Free 24-hour Hotline?

1. Pick the Right Provider
In Network
Alternate Facilities: charges for certain procedures can vary by location
After-Hours Care
Urgent Care Facility vs. ER: insurance companies usually require higher co-pays when you go to the emergency room

2. Prescriptions/Medications
Generic Drugs
Chain Stores
Mail-Order Pharmacies

3. Prevention
Health Screenings
Review Medicare's New Benefits
Chronic Diseases: Savings Programs?

4. How You Pay Matters
Cash Discounts
Tax Breaks w/ Flexible Spending
Health Savings Accounts