Quick Tip: Health insurance denials for 'experimental' treatments

If your health insurance provider denies coverage because they think your treatment or a technology is considered "investigational" or "experimental," there are a few things that you can do.

--Appeal to your insurance company and file a complaint with the Illinois Department of Insurance.

--Try to make a case to your insurer that the new treatment will save them money in the long-run.

--Read policies on what's considered "experimental" or "investigational." There may be wiggle room.

--Ask the company which is providing the new treatment or device if they can give you a break, special program or special financing.