While the new card act helped crack down on certain fees and requires more disclosures, it did not cap interest rates.
The website says consumers with a credit score below 599 can expect to find an APR of 24 percent or higher if you can get a card.
Even with a credit score between 600 and 649 consumers will see rates around 20 percent. And those with scores between 650 and 699 can find rates ranging between 15 and 19 percent.