Expecting a tax refund this spring? You're one of the lucky ones.
Before using that refund for a splurge, consider setting yourself up for future financial success instead.
Investment advisers at Charles Schwab suggests using the money to: Pay down your debt, especially high-interest credit cards and loans Build an emergency fund, enough to cover 3 to 6 months of living expenses Max out your retirement accounts
These moves will help secure your financial future.